Threshold Mortgage Corporation has been serving Winnipeg and the surrounding areas since 1981. We are a private equity lender focusing on people who have a difficult time getting mortgage financing due to bad credit, no credit, self-employment, divorce, debt consolidation, and more. Our goal is to provide short term financing for 1 or 2 years so that customers can repair or obtain a credit score and then apply for conventional financing from a bank or credit union.
We offer residential mortgages up to 75% of appraised value and commercial mortgages up to 65% of appraised value. We have a fast turnaround rate, most loans can be approved within 24-48 hours. All costs are identified up front to the borrowers; there are no hidden fees.